Educational Disclaimer
This website is an educational calculator. Results are based on the inputs and mathematical assumptions you provide. Actual financial products may involve different compounding conventions, taxes, fees, inflation, and other conditions. This tool does not provide personalized financial advice.
Assumptions used by the calculators
- Simple interest: SI = P × R × T / 100, months as T/12, days as T/365 where enabled (act/365).
- Compound interest: A = P(1 + r/n)nt with a constant nominal annual rate; daily uses n = 365.
- Continuous compounding: A = P·ert — a mathematical model, not a common product design.
- No fees, taxes (including TDS), inflation, rate resets, minimum-balance rules or penalties are modeled.
Not financial advice
We are not licensed advisers, accountants or lawyers. Illustrative rates in examples are teaching values, not current offers or guaranteed returns. Before acting on any savings or lending decision, verify terms with the actual product document and consult a qualified professional.